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Check Loan Payments
loan amount
Rate Points APR Payment
Conforming 30 Year Fixed
5.875% 0.125 5.923% $0
Conforming 20 Year Fixed
5.875% 0.0 5.924% $0
Conforming 15 Year Fixed
5.375% 0.0 5.436% $0
Conforming VA 30 Year Fixed
5.750% 0.125 5.798% $0
Non-Conforming 15 Year Fixed
7.125% 0.0 7.189% $0
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Testimonials
The convenience of having the loan officer come to my home for appointments was so convenient.
—Jane Labrado - Elk Grove, CA.
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General Information
Many things can contribute to credit problems, medical bills, moving expenses, the loss of an income and the rising cost of everyday items.   These among many other possibilities are just a few of the factors that millions of people experience.

Whether you are currently in a period of financial hardship, if you are overextended financially due to credit card debt or personal loans, if you are considering bankruptcy or even if you have already filed bankruptcy, you are not alone. For many, managing finances seems to be more difficult with the passing of time, and as it does, so do the situations and decisions one has to face.

This section examines typical scenarios regarding credit and debt problems. There are solutions to reducing and eliminating debt. This section walks you through what items you can take charge of to improve your credit standing. You definitely want to review this data if you are considering bankruptcy. You can select from topics contained in the navigation at the left side of your screen.

Feel free to call one of our mortgage professionals for a professional assessment of your credit standing and your ability to obtain the best financing available.
  U.S. MORTGAGE HOME LOAN CENTER
1241 E. Shaw Avenue 559-222-3100
Fresno, CA 93710

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Homebuying Center
Mortgage and lending information for purchase and home buying loans.
Refinance Center
Mortgage and lending information for refinance loans.
Home Equity Center
Mortgage and lending information for home equity loans.
Learning Center
Mortgage, lending, and credit information.
Less Than Perfect Credit
Learn how credit scoring works and how you can improve your credit score.
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Commercial Loans
Commercial loans programs and information.
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